"Every journey starts with a single step"
- this is my thinking on how to escape from personal financial crisis.
~~~
It starts with my friend telling "pare bakit hindi ka na lang magtayo ng internet cafe sa bahay nyo, tutal may pwesto ka naman at investment din ito?" he knows that my residence can put up a small business and it was a beauty parlor before. It always play in my mind why not I can do it I'm a computer science graduate but how can I start? do i have the financial capacity to raise a computer shop business? The capital is big and no one can support me.
This is my chance to redeem myself, I start checking my credit cards, my allowable credit, and searching for a bank for a loan just to start my business. And says to myself "baon na ako sa utang, uutang na naman ako" this is the big challenge.
Fortunately, Im on my way of starting it I availed my credit card 3x the credit limit (you know what bank is it) and purchased 3 units as starting. As my luck continues I've got one approved loan and bought another 2 units, and another 1 coming from PLDT MyDSL Biz a free pc bundled when I applied for a internet connection. A total of six units in one month operation and still need to expand. Here I go again, back to the bank asks for an increase in my credit limit and hooray two of my credit cards got approved and buy another 4 units. Ten units in operation works fine and the saving as well plus my monthly payment to the banks. My place can accomodate upto twelve units of computer plus the printer.
And now I have 12 units in operations, plus a printer and a aircondition. My savings is not that much but I can pay my monthly electric bill, PLDT, credit cards and banks. Mid-next year my monthly amortization will end and this is the day I am waiting for.
Thanks to this site tipidpc it helps me with other ideas in starting lanshop business.
